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America is undergoing a dramatic shift in healthcare. Actually Cheap Adidas NMD City Sock 2 PK , ten distinctly different shifts. Although the changes are unsettling, and will cause dislocations in our economy, the overall trends are positive and will help us all be healthier and wealthier when it all shakes out.
Western Medicine Costs Continue to Rise
It's hard to imagine, but the cost of going to a regular MD or hospital is going to get more and more expensive. This is not because doctors or hospitals are getting greedy, but instead because their own costs are rising every year. Malpractice insurance for risky surgical procedures, pharmaceutical drug reactions and deaths with accompanying lawsuits, complex medical equipment for diagnostic testing ? everything is rising dramatically in cost. Pharmaceutical drug costs will continue to escalate also Cheap Adidas NMD City Sock , leaving consumers holding the bag, because...
Health Insurance Opt-Outs Surge
For many years, corporations and small businesses have provided health insurance as an employee benefit. Often, employees would choose a job based on who offered the best health insurance. No longer. Small businesses have almost completely opted-out of the insurance game, and large corporations are not far behind. General Motors complains that health insurance costs them more per year than steel for their cars. In a few years, health insurance through your employer will be only a memory. Everyone will be buying health insurance the same way they buy home insurance or car insurance ? independently.
Because of this shift, consumers will begin treating health insurance the same way they treat car and home insurance. Which is to say Cheap Adidas NMD Chukka , they will treat it like INSURANCE.
Today, many Americans run to their doctors for even the smallest maladies, and they expect their health insurer should pay for everything. In fact, they're incensed when they don't. "What, you're not paying for this bottle of antibiotics for my kid's ear infection? How terrible!"
This is opposite of how we treat car insurance. Imagine expecting your insurer to pay for oil changes, car washes, pockmarks in the paint job Cheap Adidas NMD XR4 , a broken cupholder. Can you picture it? Of course not. It would be ridiculous.
Yet, with health insurance, it's been okay. Why? Because the employer is picking up the tab. Not anymore, they're not.
As a result, Americans will pay more attention to preventive healthcare, like regular exercise, good diet and meditation Cheap Adidas NMD XR1 , etc. They will also do more cost comparisons between all their healthcare options, including a trip to the doctor, or...
Alternative Medicine Becomes the Dominant Healthcare System in America
I feel bad calling this a future trend, since this has almost already occurred. Alternative medicine, including naturopathy, hypnotherapy, Chinese medicine Cheap Adidas NMD C2 , chiropractic, yoga, etc. is fast overtaking Western medicine (drugs and surgery) as the dominant healthcare system of America.
Several studies have shown that Americans spend more out-of-pocket on alternative medicine than on Western medicine. They've also shown that people are making more trips to these alternative practitioners than they are to regular MDs. These are positive developments. The downside is that people are reticent to mention their alternative therapies to their doctors, because they're afraid of disapproval by their doctor.
But the trend is clear. Alternative medicine is often less expensive (especially outside of insurance), equally effective and produces less harmful side effects, as was evidenced by the flurry of pharmaceutical drugs this past year that were removed after being prescribed to hundreds of thousands of patients.
People's trust in Western medicine is diminishing, and their relief in finding alternatives is rising.
Major institutions are now doing large numbers of studies on alternative medicines Cheap Adidas NMD R2 , including herbal remedies, bodywork, meditation, dietary changes and many others. Randomized, controlled studies are available on almost every type of alternative healing practice, and they typically show good results.
The rise of alternative medicine and the opting-out of employer-funded health insurance has led us inevitably to an era of...
Consumer-Driven Healthcare
People are making their own choices in healthcare and health insurance. They want to make their own decisions.
This is extremely positive. One study after another shows that hospital patients who are disruptive, picky Cheap Adidas NMD R1 , nosy and non-compliant are the ones who fare best with any surgery or recovery from illness. The patients who are compliant and put their fates in the hands of their doctors are the ones who fare most poorly. Taking charge of one's health is part of consumer-driven healthcare.
This term also refers to how people are deciding to use whatever treatments they think will work best, based on their own research. Fewer people simply accept their "doctor's orders" and instead they find out for themselves what is available and make informed choices. This also means they are deciding to use a different kind of health insurance, which is more compatible with their free-will healthcare style...
High-Deductible Health Insurance and Health Savings Accounts (HSA)
As corporations drop their employees' health plans, the employees are choosing to buy high-deductible health insurance policies, which are much cheaper.
In fact, a high-deductible policy ($2,500 deductible or higher) is almost always so much cheaper http://www.cheapnmdonsale.com/ , that even if you had to pay the entire deductible yourself every year, you'd still save thousands of dollars. The monthly premiums are reduced MORE than the amount of the deductible.
Along with high-deductible policies, people are choosing to use the Health Savings Account (HSA), introduce
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